Thursday, January 19, 2012

When to Buy Dirt Bike Tires

Written By: Dennis Kirk 

Unlike street bikes where worn out tires are characterized by the wearing of the tread or bald spots, determining when you might need new tires for your Trail or Dirt Bike isn’t so straight forward.

Typically, riding off road, dirt tracks or trails, doesn’t wear your tires down like pavement riding does, so careful examination of your tires is required to decide if you need to replace them or not. Obvious things to look for are missing knobs that may have popped off while riding rugged terrain.

The most common wear sign though, is the rounding of the corners on the squared knobs. The more rounded these knobs become, the less grippy the tires will be. MX riders generally switch their tires out after each race, knowing that any slight rounding of these knobs will reduce grip to the track and slow them down.

For maximum control, it’s generally a good idea to switch out both tires at the same time vs. replacing just one. Whether you are looking for race, trail or street riding, Dennis Kirk has all the tires you could possibly wish for. Thousands of tires in stock and ready to ship today. All the top brands. Search now with the nifty Tire Finder from Dennis Kirk.

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Tuesday, January 17, 2012

Cutting Corners on Motorcycle Insurance Can Really Hurt Your Wallet

Written By: Rob Fleming

I was talking with friend of mine who had built a new sexy custom Harley chopper a few months ago, and he was in a rage fighting his insurance company after he was hit on his motorcycle. It seems that he under reported the value of the motorcycle to get a lower insurance rate, but what he didn’t know was when his new custom Harley Chopper was totaled in the accident his insurance company would refuse to pay out $60,000.00 for a motorcycle he claimed was only worth $45,000.00 at the time he bought his motorcycle insurance. 

After dropping so much money on new custom motorcycle, it just doesn't make sense to cut corners on motorcycle insurance when all it takes is one motorcycle accident to total your bike and leave you with a pile of broken parts. 

The smartest thing to do is make sure you and your bike are fully covered for all the most common situations in your area. If you live in a rural area adding an animal comprehensive to your policy is a wise option, all it takes is one deer or other large animal to dart out in front of you to start a nightmare. One of the most important things to remember is you always want to include under and uninsured motorist coverage.  Working for Russ Brown Motorcycle Crash Attorneys has taught me that this is very important.  Many bikers call in, they have been in an accident and the other person had very little insurance.  The first question we ask is do you have uninsured/ under-insured coverage.  If you say 'NO', you may be limited in the money you can recover from your motorcycle accident. 

Owning an expensive or custom motorcycle can hurt your wallet when it comes to purchasing motorcycle insurance, but it is defiantly better to pay a little more each month in premiums than get stuck with shelling out money to fix your motorcycle because you don't have enough or the right kind of motorcycle insurance. 

Don’t take chances with the first insurance policy quote you get, ask a lot of questions and shop around. The last thing you want is to get hit on your bike and find out later you aren’t covered. 

You can even trim some of the cost of your insurance by bundling your auto, home and life insurance to include your motorcycle. Another way to save some money on those monthly premiums is by taking an approved motorcycle rider safety course.  

If you are confused on what all of the insurance terms mean and what amount of coverage is the right amount for you, your motorcycle and potential passengers, you can check out your state's insurance department website, they have valuable tools and resources that will help you understand the legal jargon and what each level of insurance actually covers.  If you have any questions regarding your motorcycle insurance policy talk to your insurance agent! 
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